"Do you think they will agree?"


    "Probably... yes!"


    "perhaps?"


    "Moody''s is not saying they need to discuss this first."


    "Discuss? Well, the efficiency here is still so low."


    After getting a reply that needed to be discussed before giving an answer, Fred still couldn''t help complaining.


    "There''s no way around it. Low efficiency is the norm. It''s abnormal to be as efficient as the Defense Association."


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